LaCapitale General Insurance – Win a 2019 Nissan Leaf S Electric Car valued at $44,798
1. CONTEST ORGANIZER
Driving with La Capitale, it’s electrifying!
The Driving with La Capitale, it’s electrifying! contest is being held and organized by La Capitale General Insurance Inc. (La Capitale or the Contest Organizer)
2. CONTEST PERIOD
The contest will be held in Quebec from 12:00 a.m. ET on December 1, 2018, to 11:59 p.m. ET on December 31, 2019 (the Contest Period).
3. ELIGIBILITY CONDITIONS
To enter the contest, you must be:
• A resident of the province of Quebec.
• Age 18 or over on or before December 31, 2019.
• Hold a valid driver’s licence on December 31, 2019.
4. HOW TO ENTER
Participation in this contest is free, with no purchase necessary.
To enter the contest, individuals must satisfy the eligibility conditions and the other conditions set out in these contest rules.
Subject to the limitations contained herein, there are four (4) ways to enter during the contest period:
A. At events in which La Capitale will participate
Complete a paper or electronic entry form and indicate the expiry date of your personal home, automobile or eligible leisure vehicle insurance contract.
Limit: One (1) entry per person, per eligible product.
Complete the electronic entry form and indicate the expiry date of your personal home, automobile or eligible leisure vehicle insurance contract.
Entry forms are available at the following locations:
• On the lacapitale.com website
• On websites for events presented by La Capitale • On websites of La Capitale’s publicity network
Limit: One (1) entry per person, per eligible product.
C. At the time of a telephone or online quote
Complete a telephone quote from La Capitale or one of its authorized representatives, or an online quote at lacapitale.com for an eligible personal home, automobile or leisure vehicle insurance product.
Limit: One (1) quote per person, per eligible product
D. Being insured with La Capitale
Those who already hold personal home, automobile or leisure vehicle insurance that is in effect at the end of the contest period are automatically entered.
Limit: One (1) entry per person, per eligible product held
5. PRIZE DETAILS
Entering this contest gives you the chance to win the following prize:
Total (taxes included)
A 2019 Nissan Leaf S valued at $44,798, freight, pre-delivery inspection and taxes included.*
Plus a $500 credit (tax included) toward a one-year insurance policy for this prize with La Capitale.**
*Prize conditions: The vehicle offered as a prize is also subject to the terms and conditions stated in Section 7 of these rules.
**Insurance credit: This prize is also subject to the terms and conditions stated in Section6 of these rules. The winners must satisfy LaCapitale’s usual underwriting standards in order to obtain an insurance contract for the prize.
6. INSURANCE CREDIT TERMS AND CONDITIONS
The following terms and conditions apply to insurance credits offered as a prize in this contest:
• The winner of insurance credits must satisfy the usual underwriting standards of La Capitale in order to take advantage of this prize. La Capitale reserves the right to decline to issue an insurance contract in the event the winner does not satisfy its usual underwriting standards. In this situation, a compensatory amount of $250 will be awarded to the winner in the form of a cheque.
• The winner must contact a La Capitale damage insurance agent for a quote and, if eligible, he or she may apply the credit amount to the total annual premium, including taxes, of the contract issued for insuring the prize.
• If the annual premium, including taxes, is less than the credit amount won, the winner may use the balance of the prize to reduce the deductible, increase coverage or apply it to part or all of the premiums in future years. There is no time limit on applying the entire prize.
• If the insurance contract is cancelled by the insured or the insurer, the unused credit amount is cancelled.
• If the winner declines the insurance contract, he or she is deemed to have waived the right to the insurance credit portion of the prize.
7. SPECIFIC PRIZE CONDITIONS
This prize cannot be refunded, transferred, redeemed or assigned.
8.1 The prize will be awarded by a random draw from the eligible entries. The draw will be held in the presence of an employee witness at 3 p.m. ET on January 29, 2020 at La Capitale’s head office in Quebec City.
8.2 The following insurance products are eligible for the draw: personal automobile insurance, home insurance for tenants, condominium owners, home owners, mobile home or secondary residences, ATV or side-by-side insurance, snowmobile insurance, motorcycle insurance, watercraft insurance, trailer, motorhome or stationary trailer insurance.
8.3 The odds of winning depend on the number of eligible entries received during the Contest Period.
8.4 La Capitale reserves the right to disqualify entries or entries that are not in compliance with contest rules.
9. ENTRY RESTRICTIONS AND EXCLUSIONS
9.1 The number of entries per person is limited, as described in Section 4 of these contest
9.2 Employees, mandataries, directors and representatives of La Capitale and its affiliated companies, and individuals residing at the same address, may not enter the contest.
9.3 Also excluded from entering the contest are La Capitale affiliated agents and agencies, their employees and individuals residing at the same address.
10. GENERAL CONDITIONS
10.1 To be declared a winner, the entrant selected at random must:
• Be reached by telephone by the Contest Organizer, to discuss prize delivery arrangements within ten (10) business days of the draw. T o avoid being disqualified, be reached in no more than three (3) attempts and, if a voicemail message is left, return the Contest Organizer’s call within ten (10) business days of the voicemail.
• Confirm that he or she meets the eligibility conditions and other requirements of these contest rules.
• Correctly and without assistance, answer a timed mathematical skill-testing question administered by telephone.
• Sign a liability waiver and declaration form, which will be forwarded by the Organizer. The form must be returned to the Contest Organizer by mail to 625 Jacques-Parizeau St, PO Box 17100 Quebec QC G1K 9E2, or by fax to 418 266- 3468, or by email to firstname.lastname@example.org within five (5) business days following receipt. Please indicate “Driving with LaCapitale, it’s electrifying!” contest.
Failure to comply with any of the above conditions or to accept the prize will result in disqualification of the entrant. In such a case, a new draw will be conducted, in accordance with these contest rules, until an eligible entrant has been chosen and declared a winner. If no entrant is declared a winner within thirty (30) days following the original draw, the Contest Organizer will have the right to cancel the prize.
10.2 Verification. Entries are subject to verification by the Contest Organizer. Any entry or entry attempt that is deemed to be fraudulent, illegible, incomplete, received late or otherwise not in compliance with contest rules will be rejected. In such a case, the entrant in question will not be entitled to an entry or a prize. The Contest Organizer’s decision concerning any aspect of the contest, including but not limited to the eligibility or disqualification of entries or entrants, will be final and without appeal, subject to a decision by the Régie des alcools, des courses et des jeux du Québec (RACJ) with regard to any matter under its jurisdiction.
10.3 Disqualification. The Contest Organizer reserves the right to disqualify any person or cancel one or more entries from a person who enters this contest or tries to do so by any means contrary to these contest rules or which would be unfair to the other participants. Such person may be referred to the appropriate judicial authorities. The Contest Organizer’s decision regarding this aspect of the contest is final and without appeal.
10.4 Prize acceptance. The prize must be accepted as described in these contest rules and is not, in any case, transferable in whole or in part to another person, unless otherwise indicated herein.
10.5 Limitation of liability – Use of the prize. The prize winner releases the Contest Organizer, its advertising and promotional agencies and their employees, agents and representatives from any damage, inconvenience or loss resulting from his or her acceptance or use of the prize. Each entrant selected acknowledges that, as of his or her being informed of the prize delivery arrangements, the fulfilment of the obligations related to the prize becomes the entire and exclusive responsibility of the various service and product providers.
10.6 Limitation of liability – Operations. The Contest Organizer, its advertising and promotional agencies and their employees, agents and representatives are not liable for any faulty computer components, software or line of communication, or for the loss or absence of network communication capability, or for any faulty, incomplete, incomprehensible or erased computer or network transmissions that make it difficult or impossible to enter the contest.
10.7 Limitation of liability – Registration. The Contest Organizer, its advertising and promotional agencies and their employees, agents and representatives are not liable for any damage or loss that may be caused, directly or indirectly, in whole or in part, by the downloading of any web pages or software or by the transmission of any information concerning contest participation.
10.8 Contest modification. The Contest Organizer reserves the right, at its sole discretion, to cancel, terminate, modify or suspend this contest, in whole or in part if there is any event or any human intervention that could corrupt or affect the administration, security, impartiality or conduct of the contest as provided for in these contest rules, subject to RACJ approval, if required. In no case may the Contest Organizer, its subsidiaries, its advertising and promotional agencies, the suppliers of products or services related to this contest or their employees, agents and representatives be required to award more prizes or to award any prize other than in accordance with these contest rules.
10.9 Notice to entrants – Information disclosure outside of Quebec. La Capitale and its affiliated companies may be doing business with one or more service provider(s) based outside of Quebec. It is therefore possible that some of your personal information held by La Capitale may be stored outside of Quebec and governed by the laws of foreign countries or states. By completing such forms, participants tacitly accept such a situation.
10.10 Authorization. The prize winner authorizes the Contest Organizer and its representatives to, if required, use his or her name, photograph, image, voice, contact information, place of residence or any statement relating to the prize for advertising purposes, without any compensation.
10.11 Participant. For the purposes of these rules, the eligible participant is the person whose name appears on the entry, and it is to this person that the prize will be awarded if selected and declared a winner.
10.12 Prize limit. In no case may the Contest Organizer be required to award more prizes or to award any prize other than in accordance with these contest rules.
10.13 Limitation of liability – Entry. Persons who enter or attempt to enter this contest release the Contest Organizer, its advertising and promotional agencies, subsidiaries and their employees, agents and representatives from any liability for any damage they may incur as a result of entering or attempting to enter the contest.
10.14 Contest rules. The contest rules are available at the Contest Organizer’s offices located at 625 Jacques-Parizeau St., Quebec QC G1K 9E2, and online at lacapitale.com/electrifying.
10.15 Dispute. Any dispute regarding the organization or conduct of a promotional contest may be submitted to the RACJ for a ruling. Any dispute regarding the awarding of a prize may be submitted to the RACJ only for the purpose of helping the parties reach a settlement.
10.16 French version. A French version of the rules is available on request at the following address: 625 Jacques-Parizeau St, P.O. Box 17100, Quebec QC G1K 9E2. In the event of a discrepancy between the French and English versions of the rules, the French version will prevail.